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Checking Account Features:

Other Available Services

  • Safe Deposit Boxes.
  • Notary Services.
  • Domestic Wires.
  • International Wires.
  • Personal Credit Cards.
  • Money Orders.
  • Cashier's Checks.
  • Cash Advance.

Personal Checking Accounts

Account
Features
First Choice
Personal Checking
Prime Checking
(At least one owner must be age 50 or older to qualify)
Interest
Checking
Advantage Gold
Checking
First Hero Checking
(One owner must be a current or former U.S. government employee or member of the U.S. Armed Forces)
Unlimited Check Writing Yes Yes Yes Yes Yes
Minimum Opening Balance $50.00 $50.00 $1,000.00 $50.00 $50.00
Monthly Maintenance Fee Online Statement $0.00
Paper Statement $2.93
$0.00 $12.00 $14.00
($7.00 for customers age 50 or older)
$0.00
Minimum Balance Required to Avoid Monthly Maintenance Fee $0.00 $0.00 $1,000.00+ at all times during a statement cycle or an average daily balance of $2,000.00+. Total Deposits in any combination of accounts are $15,000.00+ at all times during a statement cycle. $0.00
Interest Paid No No Yes Yes No
Complimentary Checks No No No Yes, maximum of 2 orders per year. Yes, 1 order per year.
Additional Benefits No No No Yes Yes

Personal Savings Accounts

Account
Features
Preferred
Savings
Money
Market
Certificate of
Deposit (CD)
IRA CD IRA Flex
Minimum Opening Balance $50.00 (May be waived for customers under age 18) $1,000.00 $2,500.00 $2,500.00 $100.00
Maintenance Fee $16.00 Quarterly
You may make six (6) covered transfers or withdrawals per calendar month. Additional covered transfers or withdrawals are $2.00 each. **
$11.00 Monthly
You may make six (6) covered transfers or withdrawals per calendar month or statement cycle. Additional covered transfers or withdrawals are $5.00 each. **
N/A N/A N/A
Minimum Balance Required to Avoid Maintenance Fee $300.00+ or above at all times during a statement cycle or the average daily balance is $2,000.00+. $1,000.00+ at all times during a statement cycle or the average daily balance is $2,000.00+. N/A N/A N/A
Other Information Service charge fees waived for customers under age 18. Interest will be credited on tiered balances. Interest accrues daily and is credited quarterly. Interest will be credited on tiered balances. Interest accrues daily and is credited monthly. Interest accrues daily and is credited quarterly. Automatic renewals of CDs are subject to current rate in effect. Penalties are applicable for early withdrawals or closures. Interest accrues daily and is credited quarterly. Automatic renewals of IRA CDs are subject to current rate in effect. Penalties are applicable for early withdrawals or closures. IRAs are subject to IRS penalties for early withdrawals. Interest will be credited on tiered balances. Interest accrues daily and is credited monthly. Penalties are applicable for early withdrawals or closures. IRAs are subject to IRS penalties for early withdrawals.

**Covered transactions include preauthorize or automatic transfers by telephone, mobile app and/or Internet banking, or checks. They are limited to six (6) transactions per calendar month or statement cycle.
Transfers or withdrawals made in person, by messenger, by mail, or at an ATM are unlimited and are considered “non-covered” transactions.

To open an account, please stop by one of our convenient locations.

Our Locations

Follow the links below for more information on our services.

Access the FDIC’s Electronic Deposit Insurance Estimator (EDIE) and use the interactive application that will help you learn about deposit insurance and calculate the insurance coverage of your accounts.

If you need to reorder checks use our secure Check Reorder Form.

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